{"id":5031,"date":"2024-02-15T08:43:43","date_gmt":"2024-02-15T08:43:43","guid":{"rendered":"https:\/\/btla.eu\/articles\/btla\/settlement-with-the-debtor\/"},"modified":"2024-02-20T09:39:03","modified_gmt":"2024-02-20T09:39:03","slug":"settlement-with-the-debtor","status":"publish","type":"post","link":"https:\/\/btla.eu\/en\/articles\/settlement-with-the-debtor\/","title":{"rendered":"Settlement with the debtor"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; background_image=&#8221;https:\/\/btla.eu\/wp-content\/uploads\/2023\/07\/Projekt-bez-nazwy-9.jpg&#8221; background_position=&#8221;top_center&#8221; background_vertical_offset=&#8221;100%&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;0px||||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;3_5,2_5&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||3px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_post_title meta=&#8221;off&#8221; featured_image=&#8221;off&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; title_font=&#8221;Exo||||||||&#8221; title_text_align=&#8221;left&#8221; title_text_color=&#8221;gcid-7ccd80ce-ffc6-4066-8c38-8b5568e9cd11&#8243; title_font_size=&#8221;32px&#8221; custom_margin=&#8221;24px|||||&#8221; global_colors_info=&#8221;{%22gcid-7ccd80ce-ffc6-4066-8c38-8b5568e9cd11%22:%91%22title_text_color%22%93}&#8221;][\/et_pb_post_title][et_pb_text _builder_version=&#8221;4.23.2&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Exo|300|||||||&#8221; text_font_size=&#8221;16px&#8221; text_orientation=&#8221;justified&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>An out-of-court settlement with a debtor is an <a href=\"https:\/\/btla.eu\/en\/law\/business-law-firm\/legal-services-for-entrepreneurs\/\">agreement between a creditor and a debtor<\/a> in which both parties reach mutual concessions in order to avoid a lawsuit. This is one of the most important elements of amicable debt collection.<\/p>\n<p>[\/et_pb_text][et_pb_code _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<div class=\"sfsi_widget sfsi_shortcode_container\"><div class=\"norm_row sfsi_wDiv \"  style=\"width:225px;text-align:left;\"><div style='width:40px; height:40px;margin-left:5px;margin-bottom:5px; ' class='sfsi_wicons shuffeldiv ' ><div class='inerCnt'><a class=' sficn' data-effect='scale' target='_blank' rel='noopener'  href='https:\/\/www.linkedin.com\/company\/btla-official\/' id='sfsiid_linkedin_icon' style='width:40px;height:40px;opacity:1;background:#b8a076;'  ><img data-pin-nopin='true' alt='LinkedIn' title='LinkedIn' src='https:\/\/btla.eu\/wp-content\/plugins\/ultimate-social-media-icons\/images\/icons_theme\/flat\/flat_linkedin.png' width='40' height='40' style='' class='sfcm sfsi_wicon ' data-effect='scale'   \/><\/a><div class=\"sfsi_tool_tip_2 linkedin_tool_bdr sfsiTlleft\" style=\"opacity:0;z-index:-1;\" id=\"sfsiid_linkedin\"><span class=\"bot_arow bot_linkedin_arow\"><\/span><div class=\"sfsi_inside\"><div  class='icon4'><a href='https:\/\/www.linkedin.com\/company\/btla-official\/' target='_blank' rel='noopener'><img data-pin-nopin='true' class='sfsi_wicon' alt='LinkedIn' title='LinkedIn' src='https:\/\/btla.eu\/wp-content\/plugins\/ultimate-social-media-icons\/images\/visit_icons\/Visit_us_linkedin\/icon_Visit_us_pl_PL.svg' \/><\/a><\/div><div  class='icon1'><script type=\"IN\/FollowCompany\" data-id=\"79071549\" ><\/script><\/div><div  class='icon2'><a target='_blank' rel='noopener' href=\"https:\/\/www.linkedin.com\/sharing\/share-offsite\/?url=https%3A%2F%2Fbtla.eu%2Fen%2Fwp-json%2Fwp%2Fv2%2Fposts%2F5031%2F\"><img decoding=\"async\" class=\"sfsi_wicon\" data-pin-nopin= true alt=\"Share\" title=\"Share\" src=\"https:\/\/btla.eu\/wp-content\/plugins\/ultimate-social-media-icons\/images\/share_icons\/Linkedin_Share\/pl_PL_share.svg\" \/><\/a><\/div><\/div><\/div><\/div><\/div><div style='width:40px; 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height:40px;margin-left:5px;margin-bottom:5px; ' class='sfsi_wicons shuffeldiv ' ><div class='inerCnt'><a class=' sficn' data-effect='scale' target='_blank' rel='noopener'  href='https:\/\/api.whatsapp.com\/send?text=https%3A%2F%2Fbtla.eu%2Fen%2Farticles%2Fsettlement-with-the-debtor%2F' id='sfsiid_whatsapp_icon' style='width:40px;height:40px;opacity:1;background:#b8a076;'  ><img data-pin-nopin='true' alt='WhatsApp' title='WhatsApp' src='https:\/\/btla.eu\/wp-content\/plugins\/ultimate-social-media-icons\/images\/icons_theme\/flat\/flat_whatsapp.png' width='40' height='40' style='' class='sfcm sfsi_wicon ' data-effect='scale'   \/><\/a><\/div><\/div><\/div ><div id=\"sfsi_holder\" class=\"sfsi_holders\" style=\"position: relative; float: left;width:100%;z-index:-1;\"><\/div ><script>window.addEventListener(\"sfsi_functions_loaded\", function()\n\t\t\t{\n\t\t\t\tif (typeof sfsi_widget_set == \"function\") {\n\t\t\t\t\tsfsi_widget_set();\n\t\t\t\t}\n\t\t\t}); <\/script><div style=\"clear: both;\"><\/div><\/div>[\/et_pb_code][\/et_pb_column][et_pb_column type=&#8221;2_5&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_post_title title=&#8221;off&#8221; meta=&#8221;off&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_post_title][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Categories&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; background_enable_color=&#8221;off&#8221; custom_margin=&#8221;-17px||-17px|||&#8221; custom_padding=&#8221;15px||27px|||&#8221; global_colors_info=&#8221;{%22gcid-01d52b91-888a-4360-8bf2-df06995b266a%22:%91%93}&#8221;][et_pb_row _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px|||||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.23.2&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Exo|300|||||||&#8221; text_font_size=&#8221;16px&#8221; text_orientation=&#8221;justified&#8221; custom_padding=&#8221;0px|||||&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Amicable debt collection<\/h2>\n<p>Amicable debt collection is characterized by a conciliatory approach to the debtor. Its aim is to persuade the debtor to voluntarily, out of court, settle his obligations to the creditor. The result of properly conducted amicable debt collection is the development of settlement terms that are favorable to both the debtor and the creditor when concluding the settlement. Thanks to such an agreement, the dispute is ended amicably. After signing the settlement, the parties undertake to comply with its provisions that the parties jointly developed during the negotiations.    <\/p>\n<p>Concluding such a settlement means that both parties agree to certain concessions worked out in the out-of-court settlement agreement, which gives the parties to the dispute the opportunity to reach an agreement outside the court. Creditors are often aware of how time-consuming and nerve-wracking it is to pursue their claims in court. The most common settlement provisions negotiated for debtors include, for example, the possibility of repaying the obligation in installments, deferring the payment deadline, waiving the claim to part of the obligation, withdrawing the lawsuit in court or waiving the interest claim.  <\/p>\n<h2>Recognition of an obligation by the debtor<\/h2>\n<p>Importantly, in the signed settlement, the debtor recognizes his obligations as undisputed. Such a statement by the debtor confirms the existence of a claim in favor of the creditor. The concessions that a creditor or debtor agrees to depend on the circumstances of a particular case. An important element is <a href=\"https:\/\/btla.eu\/en\/law\/business-law-firm\/negotiations-and-mediations-in-business\/\">conducting effective negotiations regarding the terms of the settlement<\/a>.   <\/p>\n<p>Reaching a settlement is a much faster and cheaper solution than going to court. Lawsuits can last for a long time, but an out-of-court settlement can be concluded at any time. <\/p>\n<h2>Debt recovery and settlement<\/h2>\n<p>Many entrepreneurs struggle with the problem of unreliable contractors who do not pay on time. It is worth having knowledge about all possibilities of recovering money. It should be borne in mind that the settlement allows for the simplification of any subsequent court proceedings. It is worth considering the option of a settlement with the debtor, which will allow for <a href=\"https:\/\/btla.eu\/en\/law\/restructuring-of-companies-and-enterprises\/\">quick recovery of the debt<\/a>.   <\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_4,1_4,1_2&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_module=&#8221;1818&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.21.0&#8243; _dynamic_attributes=&#8221;link_option_url&#8221; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||||false|false&#8221; custom_padding_tablet=&#8221;30px||||false|false&#8221; custom_padding_phone=&#8221;0px||||false|false&#8221; custom_padding_last_edited=&#8221;on|desktop&#8221; link_option_url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjExMzgifX0=@&#8221; global_colors_info=&#8221;{}&#8221; transform_styles__hover_enabled=&#8221;on|hover&#8221; transform_scale__hover_enabled=&#8221;on|hover&#8221; transform_translate__hover_enabled=&#8221;on|desktop&#8221; transform_rotate__hover_enabled=&#8221;on|desktop&#8221; transform_skew__hover_enabled=&#8221;on|desktop&#8221; transform_origin__hover_enabled=&#8221;on|desktop&#8221; transform_scale__hover=&#8221;103%|103%&#8221;][et_pb_image src=&#8221;https:\/\/btla.eu\/wp-content\/uploads\/2023\/07\/10.jpg&#8221; title_text=&#8221;10&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;2px||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.21.0&#8243; _dynamic_attributes=&#8221;link_option_url&#8221; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||||false|false&#8221; custom_padding_tablet=&#8221;30px||||false|false&#8221; custom_padding_phone=&#8221;0px||||false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; link_option_url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjExMzgifX0=@&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; header_4_font=&#8221;Exo|500|||||||&#8221; header_4_text_color=&#8221;gcid-7ccd80ce-ffc6-4066-8c38-8b5568e9cd11&#8243; header_4_font_size=&#8221;16px&#8221; custom_margin=&#8221;|||-35px|false|false&#8221; custom_margin_tablet=&#8221;|||-35px|false|false&#8221; custom_margin_phone=&#8221;||10px|0px|false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{%22gcid-7ccd80ce-ffc6-4066-8c38-8b5568e9cd11%22:%91%22header_4_text_color%22%93}&#8221;]<\/p>\n<h4>Author:<\/h4>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.21.0&#8243; _dynamic_attributes=&#8221;link_option_url&#8221; _module_preset=&#8221;default&#8221; text_font=&#8221;Exo||||||||&#8221; text_font_size=&#8221;12px&#8221; header_3_font=&#8221;Exo||||||||&#8221; header_3_text_color=&#8221;gcid-7ccd80ce-ffc6-4066-8c38-8b5568e9cd11&#8243; header_3_font_size=&#8221;23px&#8221; header_4_font=&#8221;Exo||||||||&#8221; header_4_text_color=&#8221;gcid-58271bdb-1af7-4145-8bcc-67806f6894e4&#8243; header_4_font_size=&#8221;13px&#8221; header_5_font=&#8221;Exo||||||||&#8221; header_5_font_size=&#8221;15px&#8221; text_orientation=&#8221;justified&#8221; custom_margin=&#8221;-28px|||-35px|false|false&#8221; custom_margin_tablet=&#8221;3px|||-35px||&#8221; custom_margin_phone=&#8221;-12px|||0px|false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; link_option_url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjExMzgifX0=@&#8221; text_orientation_tablet=&#8221;justified&#8221; text_orientation_phone=&#8221;justified&#8221; text_orientation_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{%22gcid-7ccd80ce-ffc6-4066-8c38-8b5568e9cd11%22:%91%22header_3_text_color%22%93,%22gcid-58271bdb-1af7-4145-8bcc-67806f6894e4%22:%91%22header_4_text_color%22%93}&#8221; transform_styles__hover_enabled=&#8221;on|hover&#8221; transform_scale__hover_enabled=&#8221;on|hover&#8221; transform_translate__hover_enabled=&#8221;on|desktop&#8221; transform_rotate__hover_enabled=&#8221;on|desktop&#8221; transform_skew__hover_enabled=&#8221;on|desktop&#8221; transform_origin__hover_enabled=&#8221;on|desktop&#8221; transform_scale__hover=&#8221;103%|103%&#8221;]<\/p>\n<h3>Rafa\u0142 Drzewiecki<\/h3>\n<h4>Lawyer, Mediator<\/h4>\n<p>He specializes in providing legal assistance to natural persons. He attaches great importance to trying to resolve disputes amicably, including in criminal cases. He realizes his professional career in criminal law, because he served his legal training under the supervision of an attorney specializing in this field. He is particularly interested in post-penitentiary issues: the system of electronic supervision, breaks in serving the prison sentence, conditional early release.   <\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; header_3_font=&#8221;Exo||||||||&#8221; header_3_text_color=&#8221;gcid-7ccd80ce-ffc6-4066-8c38-8b5568e9cd11&#8243; global_colors_info=&#8221;{%22gcid-7ccd80ce-ffc6-4066-8c38-8b5568e9cd11%22:%91%22header_3_text_color%22%93}&#8221;]<\/p>\n<h3>Contact a specialist<\/h3>\n<p>[\/et_pb_text][et_pb_contact_form captcha=&#8221;off&#8221; email=&#8221;kontakt@btla.eu&#8221; custom_message=&#8221;%%imie%%||et_pb_line_break_holder||%%email%%||et_pb_line_break_holder||%%telefon%%||et_pb_line_break_holder||%%wiadomosc%%||et_pb_line_break_holder||%%zgoda%%&#8221; success_message=&#8221;Thank you for your message, we will contact you soon.&#8221; submit_button_text=&#8221;SEND&#8221; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; _unique_id=&#8221;eb2dac8e-a334-4866-b678-6bb493d0f20e&#8221; form_field_background_color=&#8221;#FFFFFF&#8221; form_field_text_color=&#8221;gcid-7ccd80ce-ffc6-4066-8c38-8b5568e9cd11&#8243; form_field_focus_background_color=&#8221;#FFFFFF&#8221; form_field_focus_text_color=&#8221;gcid-58271bdb-1af7-4145-8bcc-67806f6894e4&#8243; form_field_font=&#8221;Exo||||||||&#8221; form_field_font_size=&#8221;14px&#8221; custom_button=&#8221;on&#8221; button_text_size=&#8221;16px&#8221; button_text_color=&#8221;#FFFFFF&#8221; button_bg_color=&#8221;gcid-58271bdb-1af7-4145-8bcc-67806f6894e4&#8243; button_border_width=&#8221;0px&#8221; button_border_radius=&#8221;0px&#8221; button_font=&#8221;Exo||||||||&#8221; button_use_icon=&#8221;off&#8221; button_custom_padding=&#8221;10px|30px|10px|30px|false|false&#8221; border_width_all=&#8221;1px&#8221; border_color_all=&#8221;rgba(36,51,69,0.17)&#8221; 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This is one of the most important elements of amicable debt collection.<div class=\"sfsi_widget sfsi_shortcode_container\"><div class=\"norm_row sfsi_wDiv \"  style=\"width:225px;text-align:left;\"><div style='width:40px; height:40px;margin-left:5px;margin-bottom:5px; ' class='sfsi_wicons shuffeldiv ' ><div class='inerCnt'><a class=' sficn' data-effect='scale' target='_blank' rel='noopener'  href='https:\/\/www.linkedin.com\/company\/btla-official\/' id='sfsiid_linkedin_icon' style='width:40px;height:40px;opacity:1;background:#b8a076;'  ><img data-pin-nopin='true' alt='LinkedIn' title='LinkedIn' src='https:\/\/btla.eu\/wp-content\/plugins\/ultimate-social-media-icons\/images\/icons_theme\/flat\/flat_linkedin.png' width='40' height='40' style='' class='sfcm sfsi_wicon ' data-effect='scale'   \/><\/a><div class=\"sfsi_tool_tip_2 linkedin_tool_bdr sfsiTlleft\" style=\"opacity:0;z-index:-1;\" id=\"sfsiid_linkedin\"><span class=\"bot_arow bot_linkedin_arow\"><\/span><div class=\"sfsi_inside\"><div  class='icon4'><a href='https:\/\/www.linkedin.com\/company\/btla-official\/' target='_blank' rel='noopener'><img data-pin-nopin='true' class='sfsi_wicon' alt='LinkedIn' title='LinkedIn' src='https:\/\/btla.eu\/wp-content\/plugins\/ultimate-social-media-icons\/images\/visit_icons\/Visit_us_linkedin\/icon_Visit_us_pl_PL.svg' \/><\/a><\/div><div  class='icon1'><script type=\"IN\/FollowCompany\" data-id=\"79071549\" ><\/script><\/div><div  class='icon2'><a target='_blank' rel='noopener' href=\"https:\/\/www.linkedin.com\/sharing\/share-offsite\/?url=https%3A%2F%2Fbtla.eu%2Fen%2Fwp-json%2Fwp%2Fv2%2Fposts%2F5031%2F\"><img decoding=\"async\" class=\"sfsi_wicon\" data-pin-nopin= true alt=\"Share\" title=\"Share\" src=\"https:\/\/btla.eu\/wp-content\/plugins\/ultimate-social-media-icons\/images\/share_icons\/Linkedin_Share\/pl_PL_share.svg\" \/><\/a><\/div><\/div><\/div><\/div><\/div><div style='width:40px; height:40px;margin-left:5px;margin-bottom:5px; ' class='sfsi_wicons shuffeldiv ' ><div class='inerCnt'><a class=' sficn' data-effect='scale' target='_blank' rel='noopener'  href='https:\/\/www.facebook.com\/btla.advisory' id='sfsiid_facebook_icon' style='width:40px;height:40px;opacity:1;background:#b8a076;'  ><img data-pin-nopin='true' alt='Facebook' title='Facebook' src='https:\/\/btla.eu\/wp-content\/plugins\/ultimate-social-media-icons\/images\/icons_theme\/flat\/flat_facebook.png' width='40' height='40' style='' class='sfcm sfsi_wicon ' data-effect='scale'   \/><\/a><div class=\"sfsi_tool_tip_2 fb_tool_bdr sfsiTlleft\" style=\"opacity:0;z-index:-1;\" id=\"sfsiid_facebook\"><span class=\"bot_arow bot_fb_arow\"><\/span><div class=\"sfsi_inside\"><div  class='icon1'><a href='https:\/\/www.facebook.com\/btla.advisory' target='_blank' rel='noopener'><img data-pin-nopin='true' class='sfsi_wicon' alt='Facebook' title='Facebook' src='https:\/\/btla.eu\/wp-content\/plugins\/ultimate-social-media-icons\/images\/visit_icons\/Visit_us_fb\/icon_Visit_us_pl_PL.png' \/><\/a><\/div><div  class='icon3'><a target='_blank' rel='noopener' href='https:\/\/www.facebook.com\/sharer\/sharer.php?u=https%3A%2F%2Fbtla.eu%2Fen%2Fwp-json%2Fwp%2Fv2%2Fposts%2F5031%2F' style='display:inline-block;'  > <img class='sfsi_wicon'  data-pin-nopin='true' alt='fb-share-icon' title='Facebook Share' src='https:\/\/btla.eu\/wp-content\/plugins\/ultimate-social-media-icons\/images\/share_icons\/fb_icons\/pl_PL.svg' \/><\/a><\/div><\/div><\/div><\/div><\/div><div style='width:40px; height:40px;margin-left:5px;margin-bottom:5px; ' class='sfsi_wicons shuffeldiv ' ><div class='inerCnt'><a class=' sficn' data-effect='scale' target='_blank' rel='noopener'  href='https:\/\/api.whatsapp.com\/send?text=https%3A%2F%2Fbtla.eu%2Fen%2Farticles%2Fsettlement-with-the-debtor%2F' id='sfsiid_whatsapp_icon' style='width:40px;height:40px;opacity:1;background:#b8a076;'  ><img data-pin-nopin='true' alt='WhatsApp' title='WhatsApp' src='https:\/\/btla.eu\/wp-content\/plugins\/ultimate-social-media-icons\/images\/icons_theme\/flat\/flat_whatsapp.png' width='40' height='40' style='' class='sfcm sfsi_wicon ' data-effect='scale'   \/><\/a><\/div><\/div><\/div ><div id=\"sfsi_holder\" class=\"sfsi_holders\" style=\"position: relative; float: left;width:100%;z-index:-1;\"><\/div ><script>window.addEventListener(\"sfsi_functions_loaded\", function()\n\t\t\t{\n\t\t\t\tif (typeof sfsi_widget_set == \"function\") {\n\t\t\t\t\tsfsi_widget_set();\n\t\t\t\t}\n\t\t\t}); <\/script><div style=\"clear: both;\"><\/div><\/div>Amicable debt collection Amicable debt collection is characterized by a conciliatory approach to the debtor. Its [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":5000,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","om_disable_all_campaigns":false,"inline_featured_image":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-5031","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articles","category-law"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Settlement with the debtor - BTLA<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/btla.eu\/en\/articles\/settlement-with-the-debtor\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Settlement with the debtor - BTLA\" \/>\n<meta property=\"og:description\" content=\"An out-of-court settlement with a debtor is an agreement between a creditor and a debtor in which both parties reach mutual concessions in order to avoid a lawsuit. 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